markup insurance_fidelity insurance_insurance词组(4)

2 ICC A 把海盗行为列入风险范围，而ICC B 对海盗行为不负保险责任。 二、ICC B 险的责任范围和除 根据伦敦保险协会对 B 险和 C 险的规定，其承保风险的做法是采用“列明风险”的方法，即在条款的首部开宗明义地把所承保的风险一一列出。ICC B 险承保的风险是： 保险标的物的灭失或损坏可合理地归因于下列任何之一者，予以赔偿：①火灾或；②船舶或驳船搁浅、触礁、沉没或倾覆；③陆上运输工具的倾覆或出轨；④船舶、驳船或运输工具同水以外的外界物体碰撞；⑤在避难港卸货；⑥地震、火山爆发、雷电；⑦共同海损牺牲；⑧抛货；⑨浪击落海；⑩海水、湖水或河水进入船舶、驳船、运输工具、集装箱、大型海运箱或储存处所；B11货物在装卸时落海或摔落造成整件的全损。 二 ICC B 险的除外责任 ICC B 险与ICC A 险的除外责任基本相同，但有下列两项区别： 1 ICC A 险除对被的故意不法行为所造成的损失、费用不负赔偿责任外，对被之外任何个人或数人故意损害和破坏标的物或其他任何部分的损害，要负赔偿责任；但ICC B 对此均不负赔偿责任。

2 ICC A 把海盗行为列入风险范围，而ICC B 对海盗行为不负保险责任。 二 ICC C 险的除，但在 B 、 C 险中，则被列为“除外责任”. 此外，“协会货物条款”三种基本险别 A 、 B 、 C 的保险责任起讫，仍然采用“仓至仓条款”，同中国保险条款的规定大体相同，只是规定得更为详细。战争险的保障期限仍采用“水上危险”原则。同时，险的保险期限与ICC A 、ICC B 、ICC C 的保险期限完全相同，即也采用“仓至仓”原则。 协会货物保险主要险别的保险期限 保险期限 Period of Insurance 亦称保险有效期，是指承担保险责任的起止期限。

英国伦敦保险协会海运货物条款 I.CC A 、 B 、 C 与上节所述我国海运货物保险期限的规定大体相同，也是“仓至仓”，但比我国条款规定更为详细。在我国进出口业务中，特别是以CIF条件出口时，有些国外商人如要求我出口公司按伦敦保险协会货物条款投保，我出口企业和中国人民保险公司也可通融接受。 保险的基本操作方法 合同中的保险条款 ⅠInsurance Clause in the contract ⒈The insurer （who shall cover the insurance） ⒉The insurance company and the insurance clauses ⒊The insurance conditions ⒋Total amount insured insurance amount CIF price×（1 + markup percentage） 保险总额 CIF价X（1+加成率） premium insurance amount ×premium rate 保险金额 保险总额X保险费费率 Forms of Marine Insurance Contract （海洋保险合同的形式） 1.Insurance Policy: （保险单） It is the most widely used insurance document. Contents of the insurance policy usually include: ⑴Names and addresses of the insured and the insurer; ⑵Subject matter insured ⑶Kinds of risks and accidents covered; ⑷Commencement date of insurance as well as time limit; ⑸Insurance amount; ⑹Insurance premium; ⑺Date and place of taking out the policy; ⑻Signature of the insurer; ⑼Words evidencing the establishment of the insurance relationship between the insured and insurer; ⑽Particulars of the insured goods; ⑾Coverage, place of claim satisfaction place and declaration of the insurer that the insured goods will be compensated in case of any loss or damage due to any risk within the scope of insurance cover. ⑿Rights and obligations of the two parties （on the back of the insurance policy）. 2.Insurance Certificate 保险凭证 It is a kind of simplified insurance policy, and the rights and obligations of two parties are omitted. But it has the same legal validity as the insurance policy. 3.Open policy 开式保单 It is a convenient method for insuring the goods where a number of consignments of similar export goods are intended to be covered. An open policy covers these shipments, as soon as they are made, under the previous arrangement between the insured and the insurance company. 4.Combined Certificate联合凭证 This is a certificate which combines the invoice with the insurance policy. It is the st insurance certificate in use. （一）确定保险金额 保险凭证 保险单或保险凭证正本。

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