相关词汇 Terms: The Insured 被 The party who is insured against loss and to whom payment covering the loss will be made is the insured Insurer In insurance, the party who insures others against loss or damage and undertakes to make payment in case of loss is called the insurer Subject 标的物 The property which is insured Insurance Policy 保险条款/保单 the contract made between the insurer and the insured is the insurance policy; Conditions 承保条件 The conditions under which the insurance company shall pay to the insured. Insured Amount 保险费 The actual value of the subject + 10% Insurance Premium 保险赔偿金 the sum of money the insured agrees to pay the insurer for an insurance policy is the premium Insurance Claim 保险索赔 In case of any marine losses, the insured applied for compensation Risks Sea Perils Perils of the sea are those caused by natural calamities and fortuitous accidents. 1 Natural calamities---Disasters such as vile weather, thunder and lightning, tsunami, earthquake, floods, etc. 2 Fortuitous accidents---Accidents such as ship stranded, striking upon the rocks, ship sinking, ship collision, colliding with icebergs or other objects, fire, explosion, ship missing, etc. Extraneous Risks Extraneous risks are risks caused by extraneous reasons general extraneous risks General extraneous risks include: theft or pilferage, rain, shortage, contamination, leakage, breakage, taint of odor, dampness, heating, rusting, hooking, etc. special extraneous risks. Special extraneous risks include: war risks, strikes, non-delivery of cargo, refusal to receive cargo, etc. 在国际海运保险业务中,英国是一个具有悠久历史和比较发达的国家。
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