Verizon Prepaid Cell Phone Plans(2)

Because you are charged only on the days you use the phone, it's hard to estimate what your yearly cost would be without making some assumptions about your calling habits. If you use the phone every day, you would have a minimum charge of $361.35 plus the activation fee of $25 plus 10 cents per minute of calls or text messages. If you use 600 minutes or text messages a year (less then 2 minutes a day), that comes to $60. This give an approximate minimum cost of $400 a year.

This would go down quite a bit if you use the cell phone less than seven days a week and tended to mainly call Verizon numbers.

I definitely recommend this plan if your friends and family already use Verizon and if you have infrequent (but long) phone talks with them on the phone. Compared to a contract plan or even to some of the other prepaid plans, you could save maybe $400-$500 a year.

The Plus plan charges a $1.99 daily access fee only on the days you use the phone. However, for the higher charge, you do get unlimited calling on the days you use it. In fact, this plan replaces their unlimited plan which used to cost $3.99 (!) per day.

Text messages cost 2 cents each.

If you use the phone every day, the minimum yearly cost for this plan (including the activation and setup fee and 600 minutes) is a little more than $800 a year.

This plan could be great for someone who calls home on weekends.

Picture and video messages cost 25 cents each. These are apparently not included in their...

If you will send and receive a lot of texts, then you can buy a $20 a month bundle for unlimited mobile messaging to anyone in the US. If you will primarily text people with Verizon phones, you can get their $10 a month bundle. This bundle allows unlimited texting on the Verizon network and also includes 250 messages to anyone outside the network.

It will cost you 99 cents per day. The day last for 24 hours. This is not bad. Having mobile web, means you can access most common email accounts like Yahoo, etc.

Ringback tones cost 99 cents per month and 1.99 per year.

It looks like it's cheaper to download songs to your PC and then upload them to your phone than dowloading them directly. Downloads to PC cost 99 cents. Downloads to phone cost 99 cents plus a 99 cent download fee.

You can add airtime by buying airtime refill cards online or in stores,or you can add minutes directly via a "My Prepay" account at Verizon's website.

You can buy airtime refill cards directly from Verizoninpulse 400, but they only sell the $30 card. You can buy up to 5 of those at a time.

In stores, you can buy cards in denominations of $15 to $100 which last from 30 days for the $15 refill card to one year for the $100 card. Verizon has extended the length of some of the calling cards to match those of other companies.

Here are the current refill options:

If you buy airtime worth $15-$29.99 then your airtime expires in 30 days.

If you buy airtime worth $30 to $74.99 then your airtime expires in 90 days.

Airtime bought for $75-$99.99 expires in 90 days

And finally, airtime bought for $100 or more expires after one year. It makes sense then, to buy airtime in $100 increments especially if you don't use a cell phone all that much.

For more flexibility, you should get a

You can get an online account called . . .

With My Prepay, you can buy and add airtime in various amounts to your phone without having to purchase airtime refill cards. You can also receive offers and promotions via email.

As noted above, different phones are available depending on which prepaid plan you choose. For the basic plans, you can choose from about five or six phones ranging from a basic flip phone like the Samsung Gusto or LG Revere to QWERTY slider phones like the Pantech Caper and even a touchscreen like the LG Extravert 2.

For the smart phone plans, they have a good selection of 4G LTE smartphones ranging from under $100 to the latest top-of-the-line gadgets. Pictured to the right is the Moto G.

Yes, you used get 10-15 minutes upon activation of a Pay as you go plan, but that's not relevant to the current plans offered.

Officially, there is an activation fee of up to $35, but you can avoid that by purchasing your prepaid phone online directly from Verizon. However, the online prices can be higher so you should take that into account.

You get a 14-day Satisfaction guarantee. If you paid an activation fee for your prepaid phone, you have three days to return it and still get your activation fee back. If you order online, even though you paid no activation fee, you may have to pay a restocking fee - no kidding.

You can call internationally. In most cases there is a surcharge added to your normal rate. Also you can actually make roaming calls from a few places like Puerto Rico, Mexico, Canada, the Virgin Islands and Bermuda.

Puerto Rico is treated as being in the USA so there's no additional charge from making calls to Puerto Rico.

Roaming calls made while you're in Puerto Rico cost 69 cents per minute.

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